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The University System of Maryland provides two additional benefits with Unum. Once benefit is a term life insurance option, and the second benefit is long-term disability.
Term life insurance is available to the employee in $10,000 increments up to 6X the annual salary (not to exceed $750,000). The guarantee issue is $100,000. Spouse coverage is available in $10,000 increments up to $150,000. The guarantee issue for a spouse is $50,000. Dependent children under the age of 26 may be insured for either $5,000 or $10,000 of coverage. One policy covers all eligible dependents.